Being a victim of any type of auto accident can be a stressful and straining time in your life. But when you discover your car accident was caused by an uninsured or underinsured driver, you may be angry and not sure what to do next. Where will the money come from to pay for your injuries and damages?
This is a problem that happens more often than it should. Our experienced Jersey City personal injury lawyer believes that no one should have to pay for their own expenses after an accident, especially if the fault lies in a negligent party. We will fight on your behalf to get the money you deserve after an accident.
What Happens After an Auto Accident with an Uninsured Motorist
All automobiles in New Jersey are required to have liability insurance. Yet, some people just don’t follow the law. Many drivers may not think they need to have car insurance and never purchased the proper policies. This is a dangerous way of thinking — you can get into an accident no matter how great of a driver you believe you ar. And if you get into an auto accident with an uninsured motorist, there is a question of how you can recover damages.
Fortunately, your auto insurance policy should have an option for uninsured motorist coverage. This coverage will protect you in case you should ever get into a car accident with an uninsured driver. It will pay for any medical bills as well as cover situations when the person fled the scene of an accident. But not all policies come with this type of coverage — this is when you need a good attorney by your side.
What About an Underinsured Motorist?
Sometimes, you could get into a serious auto accident with a motorist who just doesn’t have enough insurance to cover your damages. For instance, someone with only $25,000 in liability insurance rams into your car’s side while you’re turning right. The damage far exceeds the other driver’s insurance. If this is the case, you are able to pursue a claim for underinsured motorist benefits from your own policy.
Don’t Wait, Call Us Now!
If you were injured in a car accident with either an uninsured or underinsured driver, you’re going to need legal help. For more than 26 years, Jersey City law firm the Law Offices of Anthony Carbone has been handling auto accidents in Jersey City. Don’t wait much longer. Contact us today for a free consultation.